Something I have been asked several times recently is when should directors seek advice from an insolvency practitioner. My answer is always “as soon as possible”!

A vast majority of business owners either trade from home or, if they do require offices or a factory, either prefer to rent their premises on commercial terms or don’t understand the benefits of property ownership.

Getting saving early really can pay off. Think about it – if you’re money is invested or earning interest today, you’ve a better chance of that money growing over a longer period of time.

Many of us are tired of the term ‘new normal’. We are used to, yet tired of social distancing, but deep down we know, nothing is ever going to be quite the same again.

Smaller employers are starting to join in and are looking into providing benefits to employees but can be concerned about the extra red tape, as well as the cost and administering of the benefit.