If you are not yet filing your VAT returns under Making Tax Digital or are self employed or a landlord then you may be affected over the next couple of years.

Used in the context of business, the word “competitive” takes on a different meaning to what you’d normally expect. When a business or a customer uses the word “competitive” they’re referring to low or cheap prices.

Before talking about potential sources of finance, there is one thing that needs to be mentioned. This is to make sure that you have a proper, rock-solid business plan.

This would be a useful guide to read even before approaching your own bank for a request as they are not always the best option for you.

While the new tax year may have only just begun, did you know you can file your self-assessment tax return any time after 6th April 2021?